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Most people live paycheck to paycheck, becoming a slave to the day they get paid. Stop living paycheck to paycheck – In other words, put yourself in a position where you’re not relying on the next paycheck to pay your bills. YNAB is built on a solid foundation of financial principles. You would think that these people actually got paid for their advice. Now, I’ve participated in different forums online before but never have a had this type of interaction before. In the space of just a couple of days, I had a bunch of people advising me on what would be best. Not really sure what to do with the extra money or where to put it first, I went straight to the YNAB forums and asked the question. Just as an example, a few weeks ago I posted “ Dilemma… What Should I Do?.” If you don’t want to take the time to read the complete post, here’s a brief summary: basically, my wife and I are saving over $1,200 a month. Who needs a financial advisor when you can get some of the best advice for free! These YNAB forums are full of people that love offering financial advice that is actually pretty good.
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It’s amazing that people are willing to take time to answer random financial questions without getting something for it directly. I’ve never actually used their program, but I’ve been reading in their forums for quite some time now, and it’s turned into an extremely invaluable tool in my personal financial education.
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YNAB () is a tremendous resource when it comes to educating yourself on how to handle and budget your money.